Payment methods
Montonio facilitates direct bank payments by integrating with major banks across Estonia, Finland, Latvia, Lithuania, and Poland. This allows you to complete transactions swiftly and securely using your preferred local bank. For added flexibility, we also accept global card payments, including Visa, MasterCard, and American Express, processed securely via Stripe. This ensures that you can choose the payment method that best suits your needs, whether it’s a direct bank transfer or a credit card payment.
Understanding the growing preference for mobile payments, we support popular mobile wallets such as Apple Pay and Google Pay through Montonio. These options enable you to complete purchases quickly and securely without the need to manually enter your card details, enhancing both convenience and security. By leveraging the secure infrastructure of these mobile wallets, your payment information remains protected, allowing for a smooth and efficient checkout process.
For enhanced convenience, we provide Montonio’s Payment Links, allowing you to make payments through a simple URL containing all necessary transaction details. When you interact with the link—sent via email, SMS, social media, or displayed as a QR code—you are directed to a secure payment page where you can choose from various payment methods like bank transfer, card, or mobile wallet. This method not only speeds up the payment process but also ensures security and flexibility, allowing you to complete transactions swiftly and securely.
Buy Now, Pay Later
ESTO – Pay in 3 Parts
ESTO’s “Pay in 3” option allows you to split your purchase into three equal installments without any additional fees!
- No interest, no hidden costs—just three equal payments.
- Your first payment is due only on the 15th of the following month.
- Secure and instant approval process.
ESTO Installment Plan
If you prefer a longer repayment schedule, choose ESTO Installment Plan, which allows you to split payments over a period that suits you.
- Customizable payment terms based on your budget.
- Quick approval with a real-time decision.
- No need to pay the full amount upfront!
ESTO Pay Later
Want to pay later without extra costs? With ESTO Pay Later, you can complete your purchase now and pay back within 30 days—completely interest-free!
ESTO AS is a trusted financial services provider with over 2600 partner stores and 300,000 satisfied customers across the Baltics. Find out more at www.esto.ee or contact customer support at info@esto.ee.
Inbank Pay Next Month
- Delay your payment until the 25th of next month.
- Available for purchases between 30 – 800€.
- No interest, no additional fees—just pay later!
Inbank Split Payments
- Split payments into 2 or 3 months for purchases between 75 – 2500€.
- Completely fee-free—no interest, no service fees!
- Ideal for larger purchases where you need short-term flexibility.
Why choose Inbank’s Pay Later solutions?
✔ No impact on your credit score—this is a credit-free payment method.
✔ Simple and secure—your payment is approved in seconds.
✔ Zero additional costs—pay only for what you buy!
Modena – Pay in 3
- Split your purchase into three equal payments.
- 0% interest, 0% fees—you only pay for the product.
- Get your order immediately, but your first payment is due 30 days later!
Modena – Installment Plan
- Spread payments over 6 to 48 months.
- Available for purchases between 100 – 4000€.
- Quick and easy approval process—no long waiting times.
With Modena’s financing solutions, you can manage your expenses wisely while still enjoying your purchase right away.